Online Bankruptcy Filing Chapter 7 13

File Your Chapter 7 or 13 Bankruptcy Online!                   

Online Bankruptcy Filing Chapter 7 13

Preparing and filing a Chapter 7 or Chapter 13 Bankruptcy with our Louisville Kentucky office can be simple, easy, quick and effective.   Some people can get in and out in one trip that lasts 2 hours or less if they:

  1. Take the required counseling from our list of credit counseling services. 

    1. Consumer Credit Counseling is just 5.00 but is only available online. Only the 1st class is offered. You will have to get the final certificate at another counseling agency.
    2. bkcert.com This place is the most reliable service we know. Over the phone and online counseling open 24/7 in Spanish or English instruction but 50 dollars and both certificates are offered here. 1-866-859-7323
    3. 123debtor.com You can only get the final Debtor certificate here and it is only online. One of the cheapest place for the required post filing credit counseling.  This class is 2 hours long.  Our code is E712.   Less than 10 dollars per person.
      4.

  2. Gather the documents  that are required to file.

  3. Complete your client intake below and then

  4. Make an appointment (with our Secretary Kay 625-0903) to file.

Your bankruptcy petition must be complete and accurate.  We have to document answers.  Answer the questions online completely.  CPA's with the Department of Justice audit bankruptcy filings for accuracy, and completeness. 

We appreciate completing your bankruptcy information online.  It  saves your time and ours!  Simply input your social and you will go to our secure server to complete your bankruptcy information online.  We will download your information when you come to our office. If your Documents are complete, filing may take one trip. 

Instructions

  1. We calculate your income from your prior 6 months of paystubs (prior 6 months not the present month) save yourself time and skip that step
  2. Include addresses for any debt and the collection agency or Law firm.  You also want the collection agency or law firm to get notice! the drop down menus let you add them. 
  3. For Household goods don't list every spoon and fork. List any item that would sell at a yard sale for over 500 and each room of furniture.  Below are links to examples to help you budget and list property.

Social Security Number:         - -             

Filing Checklist Common Property for a family of 3

Checklist Common Income/Expenses for a family of 3

Often overlooked expenses for Chapter 13 cases
 

To file Bankruptcy:   1 Download our manual   2  Download the list of required documents

3  fill out our online filing bankruptcy intake  4 Take your class 5  make your appointment


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